Terms of use

These Terms of Use (“Terms of Use”) constitute a legally binding agreement between you (“user” or “you”) and our company (“Company” or “we”) and set out the terms on which you may use our website and the Services on it (as defined below). These Terms of Use incorporate our Privacy Policy and together will be referred to as the “Terms”. It is important that you take the time to read the Terms carefully before accessing or using our website and Services.

1 Acceptance of Terms:

1.1 By accessing or using our websites or the Services (as defined below), you acknowledge that you have read, understood and agreed to these Terms of Use. You agree to be bound by these Terms of Use and to comply with all applicable laws and regulations when using the Service. You further acknowledge that these Terms of Use constitute a legally binding and enforceable contract between you and us, which further reinforces the class action waiver and arbitration provision, as detailed below in the dispute resolution section.


2 Eligibility and Age Limitation:

2.1 You warrant that you are eligible to enter into these Terms of Use and that you are not prohibited by any authorized authority, court order or law from entering into any agreement; you have all appropriate authorization, if you are acting on behalf of a corporation, to enter into these Terms of Use. You further represent and warrant that you are at least eighteen (18) years of age and legally competent to enter into these Terms. We reserve the right to request proof of age at any stage so that we can verify that persons under the age of eighteen (18) are not using our site.

3 Scope of Services

3.1 The Website provides comprehensive information, comparison charts and resources about various goods, services or products of interest to you, which are owned or operated by our third party partners (“Third Party Service”). We provide information that we believe may be of interest to you and comparison charts, including, without limitation, User Generated Content (e.g., UGC as defined below), links to Third Party Services and content, as well as articles, blogs and opinions provided by us, you, other users or third party contractors, including any text, logos, phone numbers, button icons, images, data compilations, documents, descriptions, software, code, designs, links, data, graphics and other functionality provided therein (collectively, the “Content” and, together with the Site, shall be referred to as the “Service(s)”). The Services are exclusively owned and developed by us. We conduct reviews and evaluate the information we find according to our criteria in order to present the Third Party Services that we believe to be the best rated. You acknowledge that the Services are for informational and editorial purposes only and may contain Content that you find objectionable.We make our best efforts (although we are not obliged) to actively monitor the Services and the Content, including UGC (User Generated Content) submitted or viewed on the site. However, we do not endorse or support any Content submitted to the site. Our Services are provided for free. We are able to maintain a free and high-quality Service by charging an advertising fee from the featured brands whenever a user completes a purchase. For more information, please see the ‘How We Evaluate’ section below.

4 Use of the Site and Services

4.1 The Services are provided solely for your personal and non-commercial use; You agree to use the Services as set out in these Terms. You are responsible for any UGC (User Generated Content) you may submit to the site. You are responsible for any of your actions that violate or can be reasonably interpreted as a violation of these Terms. You may not use the Services in a way that could disrupt the use of the site by other users or individuals. We reserve the right to investigate any violation or suspected violation of these Terms and to report to law enforcement authorities, as well as to prevent you from using the Services. We may also limit your use of the Services for any reason or for no reason at all and retain the right to terminate your use of the Services at our sole discretion. We reserve the right to refuse or accept the posting, display, or transmission of any Content you submit to the site, at any time and at our sole discretion. We are not responsible for storing or maintaining any Content submitted to or posted on the site and will not be liable for any failure to store or maintain any content. Furthermore, you agree that you will not, directly or indirectly: (i) make copies of, modify, adapt, disassemble, translate, decompile, reverse engineer, create derivative work, circumvent or hack the Services or gain unauthorized access to the Services or their related systems and networks; (ii) sublicense, resell, rent, lease, transfer any right, share, transmit or commercially exploit or make available the Services to any third party, or any part of them; (iii) use the Services in a fraudulent or illegal manner; (iv) claim any property rights or remove, obscure, or alter any property rights notices or disclaimers appearing in the Services. If you download or print a copy of the Content, you must keep all copyright and other property notices contained therein; (v) use, access, or attempt to access the Service in connection with any automated means; (vi) use the company name, logo, or trademarks without our prior written consent; and (vii) extract, collect, or store personal data about other users without their express permission. ANY USE OF THE SERVICES NOT SPECIFICALLY PERMITTED UNDER THESE TERMS IS STRICTLY PROHIBITED.

5.1 Third-Party Services may include links to third-party websites or other digital assets, contact information (e.g., phone number, etc.) to allow you to view, access, or contact these third parties. Such links or phone numbers may be posted by us, you, other users, or third parties. You acknowledge and agree that (i) we do not guarantee access to, recording, listening, or viewing of any particular Third-Party Service; (ii) we do not own or control, nor are we responsible for any Third-Party Services, and we do not exercise editorial or programming control over any content or offers contained therein; (iii) the owners or licensors of the Third-Party Services may change or delete their websites or any content or service at any time, including the terms of the offers (price, features, etc.); and (iv) when accessing the Third-Party Services, contacting the third party through their phone number or in any other way, or interacting, engaging, or using the Third-Party Services, you will be subject to the terms of service and privacy policies of these third parties, which can be found on their respective websites, as well as their customer service and telemarketing and sales practices. You should carefully review the terms and policies of the applicable Third-Party Services to verify if you are interested in these services and if you are authorized to use the Third-Party Services, as well as to comply with the applicable requirements and restrictions (for example, residents of certain countries may be prohibited from using some Third-Party Services). You may be exposed to Third-Party Services Content that is inaccurate, offensive, indecent, or objectionable. You always have the choice to decide whether or not to access, view, or interact with such Third-Party Services. Your interaction with Third-Party Services (including by phone or in any other way) and your use and reliance on any content or information provided by them (including content provided through our website) is at your own risk. You agree that we are not responsible, directly or indirectly, for any loss or damage of any kind incurred as a result of your use or reliance on any Content or Third-Party Services, or your interaction or engagement with the third party by any means, which is at your own risk. Any engagement will be exclusively between you and the applicable third party.

6. User-Generated Content

6.1 User-Generated Content refers to a wide variety of media content that is produced, submitted, and uploaded by you and other users, as opposed to content made by us, including, among others, images, comments, posts, texts, icons, links, User Reviews (as defined below), opinions, and feedback, etc. (“UGC”). You acknowledge and agree that you have all the rights, powers, and authority necessary to submit any UGC and the UGC uploaded by you must not: (i) violate any applicable law; (ii) contain illegal content, including, but not limited to hate content, content that may encourage or suggest violence, terrorism, racism, defamation, adult and pornographic content, content related to illegal alcohol or drugs; (iii) contain content protected by copyright, trade secret, or that may infringe third party intellectual property or content that infringes the right to privacy or creates a risk to the safety or health of an individual; (iv) contain content deemed unfair or misleading under consumer protection laws, or unauthorized commercial communications, including advertising, spam, incentives, or promotion of any service or product; or (v) user-generated content by fake or unidentified users. Furthermore, by submitting, posting, or displaying UGC through the Services, you grant us a worldwide, non-exclusive, royalty-free, transferable (with the right to sublicense) license to view, use, display, reproduce, distribute, prepare derivative works and make available to the public any part of the UGC, including without limitation to promote and redistribute part or all of the Services (in any media formats). Furthermore, you grant each user of the Service a worldwide, non-exclusive, royalty-free license to access your UGC through the Service, to download, use, reproduce, distribute, prepare derivative works, and display to the extent permitted by the functionality of the Service and under these Terms. We have the exclusive and absolute right and discretion to decide whether to publish any UGC and we may, without notice, monitor, censor, edit, remove, delete any and all UGC, at any time and for any or no reason. If we believe, at our sole discretion, that the UGC provided by you violates or may violate any of the above-mentioned items, we may restrict your access to or use of the Services. Notwithstanding the foregoing, we have no obligation to monitor the UGC, therefore, we have no responsibility and are not liable for the UGC, which you may find inaccurate, offensive, indecent, or objectionable.

You may not post or submit any third-party proprietary information protected by copyright or trademark laws. We will respond to any notification we receive alleging an infringement of copyright or trademark rights of a third party, investigating the claim and removing the allegedly infringing content, should we determine that an infringement has occurred. If you are a copyright owner, or authorized to act on behalf of one, and believe in good faith that any Content or User-Generated Content (UGC) on the site has been used or exploited in a manner that infringes or violates any work or other intellectual property you own or control, or of a third party on whose behalf you are authorized to act, please contact us through our contact form. We will investigate the matter immediately. When submitting a Notification, include the following information: (i) identify the copyrighted work or material that you allege has been infringed, and provide reasonably sufficient information to enable us to locate the material and verify its existence, including, at a minimum, its location, if applicable, the URL of the link(s) displayed on the site where such material can be found and screenshots. If multiple copyrighted works are covered by this Notification, you may provide a list of the copyrighted works that you allege have been infringed; (ii) provide your contact information - name, postal address, telephone number, and email address; (iii) include both of the following statements in the body of the Notification: “I hereby declare that I believe in good faith that the disputed use of the copyrighted material or reference or link to such material is not authorized by the copyright owner, their agent, or by law (e.g., as fair use). Furthermore, I declare that the information in this Notification is accurate and, under penalty of perjury, that I am the owner, or authorized to act on behalf of the owner, of the copyright or exclusive right under the copyright that is allegedly infringed.“

Please ensure to consider whether fair use, fair dealing, or a similar exception to copyright laws applies before submitting the Notification. Remember that by submitting a Notification, you are initiating a legal process, so do not make false claims. We will respond in a reasonable time to copyright infringement claims committed using the site and reported to us.